negative amortization loan


negative amortization loan

фр. prêt à amortissement négatif

исп. préstamo de amortización inicial negativa

заем с дегрессивной амортизацией

Заем, погашаемый частичными равными платежами, фиксированный размер которых время от времени увеличивается (например, один раз в году или раз в два года). Первоначальные взносы обычно не оказывают существенного влияния на размер процентных начислений на основную сумму займа и невыплаченная их часть плюсуется к непогашенной части основной суммы займа. Но по мере того как размеры аннуитетов возрастают, они начинают влиять на процентные начисления и уменьшают непогашенную часть основной суммы займа.


Финансы и долги. — М.: Весь мир. 1997.

Смотреть что такое "negative amortization loan" в других словарях:

  • Negative amortization — In finance, negative amortization, also known as NegAm, deferred interest or graduated payment mortgage, occurs whenever the loan payment for any period is less than the interest charged over that period so that the outstanding balance of the… …   Wikipedia

  • negative amortization — See: capitalized interest Category: Personal Finance & Retirement Category: Real Estate & Rental Property → Buying a House Nolo’s Plain English Law Dictionary. Gerald N. Hill, Kathleen Thompson Hill. 2009 …   Law dictionary

  • Negative Amortization Limit — A provision in certain loan contracts that limits the amount of negative amortization that can take place. A loan negatively amortizes when scheduled payments are made that are less than the interest charge due on the loan at the time. When a… …   Investment dictionary

  • negative amortization — The increase in a loan balance resulting from a situation in which the payments due from the borrower are not sufficient to cover the full amount of the interest due. The amount of interest due that is not covered by the amount of the payment is… …   Financial and business terms

  • Negative Amortization — An increase in the principal balance of a loan caused by making payments that fail to cover the interest due. The remaining amount of interest owed is added to the loan s principal, which ultimately causes the borrower to owe more money. For… …   Investment dictionary

  • negative amortization — the increase of the principal of a loan by the amount by which periodic loan payments fall short of the interest due, usually as a result of an increase in the interest rate after the loan has begun. * * * …   Universalium

  • Negative amortization — A loan repayment schedule in which the outstanding principal balance of the loan increases, rather than amortizing, because the scheduled monthly payments do not cover the full amount required to amortize the loan. The unpaid interest is added to …   Financial and business terms

  • negative amortization — the increase of the principal of a loan by the amount by which periodic loan payments fall short of the interest due, usually as a result of an increase in the interest rate after the loan has begun …   Useful english dictionary

  • Negative equity — occurs when the value of an asset used to secure a loan is less than the outstanding balance on the loan.[1] In the United States, assets (particularly real estate, whose loans are mortgages) with negative equity are often referred to as being… …   Wikipedia

  • Amortization — or amortisation is the process of decreasing, or accounting for, an amount over a period of time. The word comes from Middle English amortisen to kill, alienate in mortmain, from Anglo French amorteser , alteration of amortir , from Vulgar Latin… …   Wikipedia

  • Amortization schedule — An amortization schedule is a table detailing each periodic payment on a amortizing loan (typically a mortgage), as generated by an amortization calculator. While a portion of every payment is applied towards both the interest and the principal… …   Wikipedia


Поделиться ссылкой на выделенное

Прямая ссылка:
Нажмите правой клавишей мыши и выберите «Копировать ссылку»

We are using cookies for the best presentation of our site. Continuing to use this site, you agree with this.